Why I Chose Dividend Investing Over Growth Chasing

Took me years of chasing momentum plays to realize something: I don't actually enjoy watching tickers all day. What I wanted was my money working while I wasn't.

Dividend investing clicked for me when I reframed it. I'm not buying stocks—I'm buying future paychecks. Every share of a solid dividend payer is a tiny employee that sends me cash every quarter, rain or shine.

The math that convinced me: a $500,000 portfolio yielding 4% generates $20,000 annually without selling a single share. Bump that to $1M and you're at $40,000—a livable income in many places, and you still own all your shares.

Is it sexy? No. Does it work? Exposed to decades of backtesting and millions of retirees living off dividends say yes.

What drew you to dividend investing? Curious about everyone's "aha" moment.